How payment is held
- When a lot closes, the winner's card is authorized for the total through the seller's own Square account.
- The money is captured to the seller only after the buyer confirms delivery (or the seller enters the buyer's pickup code) and a 3-day window to report a problem ends. A shipped order with no delivery mark is treated as delivered 10 days after shipping.
- Square holds a card authorization for up to 6 days. If an order is still open then, the payment is captured and stays under review in the same way; a refund then comes back from the seller's account.
- A problem report stops the payment while our team reviews tracking, photos and messages, then refunds the buyer or pays the seller.
- An order not shipped within 4 days, or not picked up within 8 days, is canceled and the buyer is not charged.